MAY 8, 2008

VA and FHA Mortgages

5.5% to 6.00% 30 year fixed

30 years experience with VA and FHA Financing

________________

100% - NO MONEY DOWN CDA FINANCING

CDA- COMMUNITY DEVELOPMENT
1ST TIME HOMEBUYERS 
The Best Rates


5.50%   3 POINTS       5.872% APR
5.625% 2 POINTS       5.904% APR
5.75%   1 POINTS       5.936% APR
5.875% 0 POINTS       5.968% APR 
6.375% 2% CLOSING GRANT TO BORROWER (6.282% APR)
6.625%  3% CLOSING GRANT TO BORROWER (6.437%APR)

30 YEAR, 35 YEAR AND 40 YEAR LOANS AVAILABLE
INTEREST ONLY LOANS
ADD 1/8TH FOR 40TH YEAR TERM

HIGH INCOME AND SALES PRICE LIMITS
RESTRICTIONS APPLY CALL FOR DETAILS.

Click Here for CDA LINK

30 year Fixed Rates Conforming Limit $417,000.00
Conforming JUMBO Limits up to          $729,750.00
call for pricing


 5.875% 30 year fixed             5.988 APR*

Rates for purchase transactions. Rates may vary depending on downpayment, credit scores and purchasers qualifications. Refinance rates may vary.


Jumbo Fixed- Call for most recent quotes



Rates for purchase transactions. Rates may vary depending on downpayment, credit scores and borrower qualifications. Refinance rates may vary.

Construction Loans
1 CLOSING WITH PERMANENT FINANCING
LOW DOWNPAYMENT
PERMANENT FINANCING BASED ON FINISHED VALUE

VA LIMIT                             $417,000.00 
FNMA AND FHLMC LIMIT      $417,000.00
MARYLAND FHA 
WASHINGTON AREA            $362,790.00* 2007
Now to                                $729,750.00 temporary for 2008
BALTIMORE AREA                $360,905.00*
Now to                                $560,000.00 temporary for 2008

*call for specific counties in jurisdictions 

CALL FOR ARM AND NO INCOME DOCUMENTATION LTV'S AND PRICING.                  

REDUCE YOUR PAYMENTS WITH 40 YEAR LOANS
40 YEAR PRICING CALL FOR DETAILS.

*all rates change daily- all rates may vary depending on applicants credit qualifications, downpayment and settlement dates.
OTHER RATES AND SCENARIOS AVAILABLE. RATES ARE FOR INFORMATIONAL PURPOSES AND ARE NOT TO BE CONSIDERED A COMMITTMENT TO LEND.

Maryland Home Loans offers home mortgage, refinance, home equity loans, lines of credit, VA Loans, Debt Consolidation Loans. We are based in Beltsville, MD and service nation wide inculding: Baltimore mortgages, Baltimore home loans and Washington Mortgages and home loans.